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Auto Insurance in Florida Made Simple

At Staybull Insurance, we understand that shopping for auto insurance can feel overwhelming. That’s why we’ve spent the last 17 years helping Florida drivers find reliable coverage at competitive rates. Because we contract with many of the major Florida insurance carriers, we can compare multiple options and uncover some of the lowest rates available. Whether you’re driving across town or across the state, our team makes sure you’re protected on the road and in your wallet.

Auto Insurance in Florida Made Simple

Florida Auto Insurance Requirements

Florida is a no-fault insurance state, which means that your own insurance pays your first $10,000 in medical expenses after an accident, regardless of who was at fault. To register and drive a car in Florida, state law requires every driver to carry at least

Personal Injury Protection (PIP) – $10,000 minimum

Covers up to 80% of necessary medical expenses and 60% of lost wages after an accident

Property Damage Liability (PDL) – $10,000 minimum

Pays for damage you cause to another person’s vehicle or property

These minimums keep you legal, but many drivers choose additional protection to avoid out-of pocket costs after an accident. At Staybull, we’ll help you build a policy that goes beyond thebasics

Auto Insurance in Florida

Coverage Options That Protect You

Every driver’s situation is different, and the right policy depends on your budget, vehicle, and how much coverage you want. Beyond the state minimums, here are important coverage options to consider.

01.
Bodily Injury Liability (BIL)

Pays for medical expenses, lost wages, and legal costs if you cause injury or death to another person in an accident

02.
Uninsured / Underinsured Motorist (UM/UIM)

Protects you if you’re hit by someone who has no insurance—or not enough insurance—to cover your damages

03.
Comprehensive Coverage

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04.
Collision Coverage

Pays for repairs to your vehicle after an accident, regardless of who was at fault

05.
Medical Payments (MedPay)

Optional add-on that helps pay medical bills not fully covered by PIP

Auto Insurance in Florida

Optional Extras

With Staybull, you can tailor your auto insurance to balance affordability with peace of mind.

Rental Car Reimbursement

Covers the cost of a rental while your car is being repaired after a covered claim.

Roadside Assistance

Help for flat tires, dead batteries, or towing

Loan/Lease Payoff Coverage

Helps pay the difference between what you owe on your loan/lease and the car’s actual cash value if your vehicle is totaled.

High-Risk & Special Filing

What we offer

Why Drivers Choose Staybull Insurance

Local Expertise

17 years serving Florida drivers

Cutting-Edge Technology

Fast online quotes and policy servicing

Periodic Renewal Reviews

We periodically review your policy to make sure we’re providing you with the best rate we can.

Trusted Carriers

We work with multiple companies so you don’t have to shop around

CALL TO ACTION

We Are Most Experience & Offer Best Services.

Discover why thousands of Floridians trust Staybull Insurance. Request a free quote today and let us help you find the coverage you need at a price you can afford
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Book Appointment To Get Quick Solution !

Finding the right auto insurance doesn’t need to be stressful. At Staybull Insurance, we make it quick, easy, and affordable. Get started online or call us today to speak with a licensed agent who understands the Florida market

To request your free auto insurance quote

Call us at (772) 924-0854

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