Florida RV Insurance Made Simple
Florida RV & Travel Trailer Insurance | Staybull Insurance
Get tailored RV and travel trailer insurance in Florida—whether you’re towing a 5th wheel or living full-time in your motorhome. Staybull Insurance delivers peace-of-mind protection for every mile of your journey
Florida RV Insurance Made Simple
Roll into Adventure with the Right Coverage
At Staybull Insurance, we understand that your RV or travel trailer is so much more than a vehicle—it’s a mobile lifestyle. Whether you’re taking weekend road trips or living full-time in your rolling residence,
Florida’s demands require thoughtful protection. From highways to scenic campgrounds, we’re here to make sure your journey is covered.
Why Florida RV & Travel Trailer Insurance Matters
Florida offers incredible RV adventures thanks to its sunshine, coastlines and scenic routes, but with that freedom comes risk. If you’re driving a motorized RV, Florida law mandates minimum liability and personal injury protection—so you’ll want more than just the bare minimum. Even if you’re towing a travel trailer or 5th wheel, insurance is smart for safeguarding your gear, home-on-wheels and peace of mind.
Florida RV Insurance Made Simple
What You Can Get With Our Coverage
We partner with top insurers to craft custom policies for your RV lifestyle—whether you ride the open road occasionally or live in your rig full time. Here’s what you can choose from:
Florida RV Insurance
What Affects Your RV Insurance Cost in Florida?
At Staybull Insurance, we shop multiple trusted carriers to secure the best rates and discounts—like bundling your RV with auto or home insurance.
Your premium will depend on several factors:
Type of RV or Trailer
A tricked-out Class A will cost more than a pop-up trailer.
Usage
Full-time RVers tend to have higher premiums than weekend campers
Driving Record & Location
Clean driving history helps; parking in high-risk areas or regions prone to storms may increase cost.
Coverage Scope
More protection (higher limits, lower deductibles, add-ons) means higher cost but the value is peace of mind.
Types of RVs & Travel Trailers We Cover
- Class A motorhomes — luxury rigs built for extended travel
- Class B camper vans — compact, nimble and ideal for minimalist adventures.
- Class C motorhomes — the versatile mid-sized option for families
- Travel trailers & fifth-wheels — towable options that pair with your vehicle for flexible travel. No matter the type of RV or trailer you’re using, we’ll help tailor the coverage to match how and where you’re using it.
Florida Insurance Requirements & Smart Enhancements
If your rig is motorized and registered in Florida, there are mandatory minimums you should know about, including:
$10,000 Property Damage Liability (PDL)
For damage you cause to others.
$10,000 Personal Injury Protection (PIP)
To cover medical costs regardless of fault. For trailers and towables, while separate insurance may not always be required, proof of coverage may still be needed. Either way, we strongly recommend going beyond the minimums—Florida’s roads, weather and travel terrain demand robust protection.
What we offer
Why Choose Staybull Insurance for Your Florida RV & Travel Trailer Coverage?
We’re local, knowledgeable and committed to your lifestyle
Florida Expertise
We know the unique challenges of Florida travel hurricanes, busy interstates, campground conditions and we craft coverage accordingly.
Personalized Service
You’ll work with a real agent who will help customize your policy and answer your question
Strong Insurance Partners
We team with highly rated carriers to find you quality protection at competitive cost.
24/7 Support
When you’re on the road, problems don’t wait for business hours—and neither do we.
Flexible for All Records
Even with past issues like tickets or an accident, we’ll help you find solutions and coverage options
CALL TO ACTION
We Are Most Experience & Offer Best Services.
Discover why thousands of Floridians trust Staybull Insurance. Request a free quote today and let us help you find the coverage you need at a price you can afford
Our Happy Customers
Get Your Free Quote Today
Ready to protect your home-on-wheels or travel trailer?
Contact Staybull Insurance today. We’ll help you roll with confidence—wherever the road leads in Florida and beyond
To request your free auto insurance quote
Call us at (772) 924-0854
